Maine state laws require every motorist to purchase liability and uninsured motorist insurance and operates under a tort system.  Under the tort system, the driver responsible for an accident is also responsible for any damages caused.  The damage expenses includes any property or vehicle damages as well as medical injuries.  Uninsured motorist insurance protects a driver from other drivers that do not have adequate coverage.

Q: “What is the minimum amount of auto insurance coverage that I need in Maine?”

The minimum amount for liability coverage is seen on an insurance form as 50/100/25.  This means that liability coverage will cover up to $50,000 for a single occupant driver, $100,000 for all injured persons, and $25,000 for any property damages.  Maine also requires uninsured motorist coverage in the minimum amount of $50,000 for one person and $100,000 for all persons involved.

Compare Maine Car Insurance Rates Online

Maine has some of the lowest rates in the country.  Rates, however, can be different for every single person so it is improtant to shop around for the best deal.  Make sure you get a good deal by getting multiple rates from the top insurance companies at autoinsurancebystate.com.  Just put your zip code in and in seconds choose your best deal!

For More Information

Maine Bureau of Insurance
#34 State House Station
Augusta, ME 04333-0034
Phone: (800) 300-5000