Louisiana has some of the most relaxed mandatory auto insurance laws in the nation.  The state of Louisiana’s car insurance laws operate under a tort system.  This means that, in the event of an accident, the driver responsible for the accident is also responsible for any damage costs.  Since a driver can be held responsible for medical and property damages, it is important to get enough coverage to protect yourself.  If the expenses of the accident extend beyond a drivers coverage, the driver is still responsible for the expenses.

Q: “What is the minimum amount of auto insurance coverage that I need in Louisiana?”

Louisiana’s minimum liability coverage is 20/10/20.  This covers up to $10,000 for personal injury, $20,000 for all injured persons, and $10,000 for any property damages.  This is one of the lowest in the country, so it is extremely important to have enough coverage.

Compare Louisiana Car Insurance Rates Online

Louisiana, even though it has some of the most relaxed insurance laws in the country, is in the top ten for most expensive rates.  Therefore, it is imperitent to shop around for the best deal.  At autoinsurancebystate.com you can get instant quotes just by putting your zip code in.  You get multiple quotes from the best insurance companies in less than two minutes!  Just point and click!

For More Information

Louisiana Department of Insurance
Post Office Box 94214
Baton Rouge, LA 70804