Illinois auto insurance regulations  require all Idaho drivers to carry a minimum amount of liability insurance. This is called a “tort” system.  Under a tort system, whoever is responsible for an accident has to cover medical expenses and any damage costs on both sides.  Liability insurance covers a driver in the case of an accident. his means that all Idaho drivers are required to carry insurance for their vehicle at all times.  In Illinois, drivers are also required to carry uninsured motorist coverage.  Uninsured motorist coverage protects a driver in the case of an accident with an uninsured driver.  Uninsured coverage will provide coverage for bodily injury and damages suffered by the insured.

Q: “What is the minimum amount of auto insurance coverage that I need in Illinois?”

In the event a driver is deemed responsible for an accident, liability polices cover those expenses.  Minimum liability coverage in Illinois  is $20,000 for a single occupant driver, $40,000 for more than one occupant, and $15,000 for property damages.  This is also known as a 20/40/15.  In the state of Illinois, uninsured motorist bodily injury protection is also required. This type of coverage is advisable in case you are injured by someone without insurance.  Again, these are minimum amounts, and a driver should get multiple quotes in deciding what type of coverage is needed.

Compare Illinois Car Insurance Rates Online

Illinois is right in the middle for average auto insurance rates.  To get a good deal, you need to know what type of coverage you want and get multiple quotes from multiple companies.  Make sure you get a good rate from multiple reputable companies by going to  autoinsurancebystate.com. You can get multiple quotes from the top auto insurance companies just by putting your zip code in.  In less than two minutes you can apply online and get instant quotes.  Get the best deal without any hassle.

Current Providers in Illinois

For More Information

Illinois Division of Insurance
320 W. Washington Street
Springfield, IL 62767-0001
Phone: (217) 782-4515