Connecticut, like with most states, has a mandatory liability insurance.   However, with Connecticut’s high tourism rate, all Connecticut’s drivers carry uninsured motorist insurance.  This protects a driver in the event of an accident with a motorist who does not carry insurance or whose insurance does not provide sufficient coverage to pay for all damages incurred.  The minimum amount of uninsured motorist insurance for Connecticut’s drivers is $20,000 per person or $40,000 per accident.  Comprehensive collision insurance is not required, but it recommended.

Q: “What is the minimum amount of auto insurance coverage that I need in Connecticut?”

Liability policies cover expenses for which a driver is deemed responsible in case of an accident.  The minimum liability coverage in Connecticut is $20,000 for single occupant driver, $40,000 for more than one occupant, and $10,000 for property damages.  This is also seen as 20/40/10 on insurance policies.  You also need the minimum uninsured motorist coverage as well.

Compare Connecticut Car Insurance Rates Online

Connecticut, on average, has very high auto insurance rates.   It also has an array of choices for auto insurance.  At autoinsurancebystate.com you can get multiple quotes from the top auto insurance companies just by putting your zip code in.  In less than two minutes you can apply online and get instant quotes.  Just point and click!

Current Providers in Connecticut

For More Information

Connecticut Insurance Department
153 Market Street
Hartford, CT 06103
Phone: (860) 297-3800
Fax: (860) 566-7410