Archive for the ‘High Risk Drivers’ Category

High Risk Drivers – Auto Insurance Rates

Tuesday, August 18th, 2009

Some auto drivers are required to pay more money for their insurance premiums than other drivers. They are generally high risk drivers and auto insurance companies charge them a high amount for their insurance.

High risk auto insurance are generally issued to

  • Individuals who have a bad driving record
  • Teenagers
  • Owners of expensive or “muscle” cars
  • Individuals staying in high crime areas

If you are considered a high risk driver, you will be happy to know that there are ways to enable you to save money on your insurance. Some high risk auto insurance plans are actually more affordable than the other policies and with some research you will find that you do not have to pay a lot of money. Some of the steps that you can take are: (more…)

Car Price Guides Help Insurers Settle Claims

Saturday, August 1st, 2009

Auto insurance companies use one of several price guides to determine a totaled car’s value. Which guide  they use can make hundreds of dollars difference in how much a claimant receives for a settlement.auto insurance by state

Most auto insurance companies turn to one of three price guides when settling total loss claims. Each one offers its view of what used cars are worth based on

  • year
  • model
  • mileage
  • condition
  • and options.

The National Auto Dealers Assn Official Used Car Guide (NADA is used by banks, car dealers and government agencies as well as insurance companies.

The NADA its figures are based on an analysis of wholesale car sales retail car sales in each region. Most auto insurance companies termed (more…)

Auto Insurance By State

Wednesday, July 29th, 2009

Welcome to the site. We are currently int he process of a redesign so bare with us as well get it all fixed. In the mean time you can still get free auto insurance quotes